Finance your next home with clarity and confidence

Work directly with our trusted lending partner for fast pre-approvals, clear options, and on-time closings. We align your financing with your goals, not the other way around.

Same-day pre-approvals Transparent rates & fees Local expertise

Pre-approval that holds up

Sellers and listing agents take your offer seriously with strong, fully-underwritten pre-approvals.

Aligned with your plan

From first home to jumbo or investment, you’ll see clear comparisons so you can decide confidently.

On-time closings

Proactive communication keeps everyone in sync — no last-minute surprises.

Conventional FHA VA USDA Jumbo Bridge / HELOC Investment
1

Start the conversation

Share your goals and timeline. Laura outlines options and next steps in plain language.

2

Get pre-approved

Upload docs securely, receive a strong pre-approval, and shop with confidence.

3

Dial in the terms

Lock when it’s right for you. Compare scenarios (points vs. no points, down payment levels, etc.).

4

Close smoothly

Coordinated underwriting and closing. Clear figures, on schedule.

Does getting pre-approved affect my credit?
A pre-approval typically involves a credit pull. Rate-shopping within a short window is usually treated as a single inquiry by most scoring models.
How long does a pre-approval take?
With complete docs, same-day pre-approvals are common. Complex cases may take a bit longer.
Can I buy with less than 20% down?
Yes. Options include 3–5% down conventional, FHA, and down-payment assistance where eligible. Laura will outline pros/cons.
Ready to get pre-approved? Start with Laura Ask a question